resources

Realtor Rate Update 6.50% on Conventional; 5.99% on FHA/VA and 6.375% Jumbo | All with no points

"Hello, Colorado Realtors! I’m thrilled to share the latest Realtor rate updates with you. As we navigate this dynamic market together, staying informed is key to maximizing our potential. Let’s embrace these changes with enthusiasm and professionalism, ensuring we provide our clients with the best service possible. Together, we can turn challenges into opportunities and make a lasting impact in our communities!"

Seling Your FSBO? Simple Marketing and Resource Tips to Sell Your Home Stress-Free!

Ready to take charge of your home sale? Our expert resources and straightforward marketing tips are tailored specifically for you! Whether you're a first-time seller or a seasoned homeowner, we equip you with everything you need to navigate the FSBO process confidently. Learn how to attract buyers, effectively showcase your property, and successfully close the deal—all while keeping the experience stress-free. Empower yourself with the knowledge to make your home-selling journey a success today!

Rate Check

Rate Check Link: https://joinedge.comHey, Loan Officers! Get ready to elevate your game with the **Mortgage Rate Check** – your ultimate tool for discovering the BEST mortgage rates out there!You can now shop with over **65 of the nation’s top lenders** and uncover Broker-level mortgage rates like a true champ! This is the same **simple software** I personally use to hunt down the most competitive rates for my clients!And guess what? The next time a borrower mentions a rate quote that sounds too good to be true, you’ll have the power to check it instantly!**Oh, and don’t worry about privacy!** Registration is a breeze, your anonymity is guaranteed, and your information is totally confidential – no sharing here! So what are you waiting for? Dive in and take your mortgage expertise to the next level!

Unlock the Power of Down Payment Assistance Programs in Colorado

**Unlock Your Dream Home with Down Payment Assistance!**Are you ready to step into the world of homeownership, but hesitant due to the daunting down payment? We've got exciting news that will make your dream a reality!Down Payment Assistance (DPA) is a game-changer for first-time home buyers like you. It offers a helping hand to overcome the down payment hurdle, empowering you to:* **Save thousands of dollars:** Receive a down payment boost, putting you closer to your dream home without draining your savings.* **Qualify for a mortgage sooner:** Avoid waiting years to accumulate a hefty down payment, allowing you to enter the housing market now.* **Negotiate a better interest rate:** A larger down payment can secure you a lower interest rate, saving you money on your mortgage payments in the long run.* **Build equity faster:** As you pay down your mortgage, you build equity in your home, increasing its value and giving you a valuable investment.* **Enjoy the stability and pride of homeownership:** Experience the joy of owning a place you call your own, giving you a sense of security and fulfillment.Don't let the down payment be an obstacle to your homeownership dreams. Explore Down Payment Assistance programs today and take the first step towards making your dream a reality!

Down Payment Assistance for your Home Buyers

Hi there! I'm Ben Yost from Edge Home Finance. I'm excited to connect with you today because I have a variety of down payment assistance programs that can help your borrowers achieve their homeownership dreams! With over 30 different investors I work with, I have options for all types of borrowers. Give me a call to learn more about these programs, their benefits, and why having multiple options benefits your borrowers. I look forward to hearing from you!

1-0 Buydown and Appraisal Credit

April 26th Market Update with Dan Rawitch

0:01 Hey everybody, Dan Rawitch here, happy hump day. So treasuries are actually behaving very well despite very, very strong durable goods. 0:13 And durable orders is something I've always watched carefully because. Is it's the big ticket items. These are the things that when people are really worried, that's where they pull in their wallets. 0:26 They're big ticket items. So that really did surprise me. Tomorrow. It's the bigger day tomorrow is GDP and that's going to just really decide this market. 0:41 Except after we get this number, the next day is even more important, which is personal income, personal spending and PCE prices huge. 0:50 So probably going to stay in a fairly tight range. Until we get through tomorrow and the next day, but tomorrow you could see some really wild swings, depending on where GDP comes in. 1:05 The consensus is 2%. So if you come in, you know, less than that, I think you could see. So the consensus is 3%. 1:15 So if you come in, you know, less than that, you know, less than that, you know, less than that. So I'm talking about very psychological, very important, and we broke below it. 1:22 And once we broke below that, we talked about this 3.45 Fibonacci level being really important. And so far it is staying below that Fib level, which means that there's a fairly decent probability. 1:35 That it gets down and tests the low of 3.25. For our system, we do have a cell signal, 82% bearish. 1:45 And the only thing we would wait for is it to clear this dot. So below 3, 3, 6, you could really see this thing. 1:55 And then, MBS is, you know, fairly tight range. It did get as high as 101. And that's an iron ceiling here. 2:04 Has been many, many times. Really critical level. So I'm not surprised we failed there. And I believe, and I think I said that we would probably stay in a tight range between 100 dot 50 and 101. 2:20 And that's going to happen. And that forms this pennant, which will always not all. We'll often see these pennants ahead of really big news days because the market is trying to decide what to do. 2:33 And so it'll tend to come right up the middle on these things and then not pick a direction until after the news. 2:43 OCD wants me to draw this differently. Something like that. There you go. All right. So that's it. I would just kind of be cautious here, although I don't think too much more is going to happen tomorrow. 2:56 Just watch this kind of pennant formation. If it falls below par 50. Could be a problem. All right, guys, that's all I've got. 3:04 Take care. Bye. Thought of the day When we worry about what others think of us, we surrender our power to them. Be respectful and compassionate but stop worrying about other people's opinions. True strength comes from inner confidence.

Learn the Truth | Does a Mortgage Credit Pull Affect Your Credit Score? Short Answer is…..

Learn the Truth | Does a Mortgage Credit Pull Affect Your Credit Score? Short Answer is.....

How Does a First Time Home Buyer Program or Down Payment Assistance Program (DPA) Actually, Work?

How Does a First Time Home Buyer Program or Down Payment Assistance Program (DPA) Actually, Work?

How Mortgage Lending Really Works – the Truth, They Won’t Tell You About….

How Mortgage Lending Really Works - the Truth They Won't Tell You About.... Ben Yost Explains how Mortgage Lending works for the borrower in a no fluff way. Including Rates and closing costs

7 Steps to Getting Pre-Approved for a Mortgage Loan

Only Takes - 7 Easy Steps to Get a Mortgage Loan in Colorado | 9 Easy Steps to Buy a Home in CO by Ben Yost. Learn the 7 Easy steps and then call Ben Yost 303-587-4297 to get started

9 Common Buyer Traps

How to Avoid 9 Common Buyer Traps BEFORE Buying a Home "A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that's best for you." No matter which way you look at it, buying a home is a major investment. But for many homebuyers, it can be an even more expensive process than it needs to be since they fall prey to at least a few of the many common and costly mistakes which trap them into either: paying too much for the home they want, or losing their dream home to another buyer or, (worse) buying the wrong home for their needs. A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that's best for you.

Learn the Truth of How a 2-1 Buydown Works | Is It For You? | Or is There a Better Mortgage Option?

Learn the Truth of how a 2-1 Buydown Works and is it for you? Is there a better mortgage program option? Call Ben Yost 303-587-4297 of the Direct Lending Team to find out. 2-1 Buy Down Video Chapters 00:00 Ben's Intro to a 2-1 Buydown 00:49 What is a 2-1 Buydown? 01:10 What are Points? 02:32 Why a Seller Would Pay Your Points 04:11 What's the Catch? 05:12 How the Payments work on a 2-1 Buydown 06:35 What They Don't tell You..... 08:31 What if I Refi before the 2-1 Buy Down is Up? 11:55 What I Can Offer You Call Ben Yost Direct Lending Team Mortgage Broker and Lender 303-587-4297 [email protected] https://www.benyostmortgage.com - to Apply for a Mortgage Loan nmls#243370

Is Now the Time to Buy a Home in Colorado? Find Out the Answer in This Quick Video

Is Now the Time to Buy a Home in Colorado? Find Out the Answer in This Quick Video. Call or Text Ben Yost 303-587-4297 with any questions.

How to Use My Mortgage Calculator for Conventional Loan. Don’t Guess, Know What Your Payment Will Be

How to Use My Mortgage Calculator for Conventional Loans. Know What Your Payment Will Be! Call Ben Yost 303-587-4297 for a Personal Walkthrough on the Calculator or to just answer your questions about getting a Mortgage Loan.

Reviews

"Great guy to work with and will do whatever it takes to get you the best rate possible. I will never use anybody else for my loans in the future!"

kyle engelsman

"Ben and his team made things quick and easy. I would work with them again."

eric davis

"My experience with Ben as a loan Agent was absolutely amazing. Ben is extremely knowledgeable, dedicated, detail orientated, and very thoughtful; he walked me through each step of The Process. My entire family and I will be using Ben for any future purchasing. Thank you so very much, Ben."

donna meallet

"Ben and his team were awesome! They were able to get us locked in with a great rate They worked so hard to get to closing that we got the clear to close 5 days ahead of schedule! On top of this, Ben and his team were very much available whenever we called/ texted. What I appreciated most (especially as a first time homebuyer) is that Ben took the time to explain the home buying process, provided some guidance to help us get approved, and gave some history of the market. He's very personable, and actually seemed interested in working with us, which was very different from the other lenders we spoke with. We highly recommend working with Ben and his team at loanDepot to secure your home loan!"

lakedra peterson

"Let me start by saying, Ben and his team are amazing. We have bought homes in the past and this by far was the smoothest transaction, that we have been involved in. Right from the start, Ben and his team kept us posted on every step of the loan process. There were a couple of calls from me, with lots of questions. He was always reassuring and always had a positive outlook. At the beginning of the buying process, we were referred to a lender that our real estate agent used all the time. We know that because our last house we bought, we used his lender. When it came down to the final numbers, the lender quoted us a high interest rate and we would have to pay a point, around 3300. We decided to call LoanDepo because our current loan is though them. We were referred to Ben and his team. I asked Ben if he could get us a lower interest rate and we needed to close in THREE weeks,” yes” I said that right, THREE weeks.. Ben’s response, “I got you, no problem”. He not only got us a significantly lower interest rate but we paid no points and closed in THREE weeks, which is amazing to me. Ben and his team, work hard and get the job done. Ben and his team are fantastic and amazing. Thank you, so much Ben and team....I appreciate your dedication and hard work.I loved chatting with you, very friendly and professional. We will be back to buy another house and use you and your team, again."

charlene g

"This is only the second house I have ever purchased so I thought I would mention the comments from the folks who do this all the time about Ben. My real estate agent and the closer at the title company raved about how timely, professional, and thorough Ben was during the process. For me, I had no headaches and he made me laugh. I would recommend working with Ben without any reservations.""

maria sarro

"Ben was wonderful! I would highly recommend him to anyone who asks! He answered all of our first time home buyer questions and helped us through this entire process. Thank you Ben!!"

mindi airola

"It was a great experience working with Ben. He was always available to answer our questions and gave us great advice. He looked out for us and made purchasing our home an amazing experience."

cristina barrientez

"Thank you ben yost i will recommend everyone to work with you."

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